BetRivers, Borgata and PartyCasino still take cards, as do McLuck, WOW Vegas and Mega Bonanza for coin packs.
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Fact Checked by Mark Strotman | October 30, 2026
Credit card casinos are a much shorter list than they were a year ago. DraftKings, FanDuel, BetMGM, bet365, Caesars and Hard Rock Bet have all stopped taking credit card deposits since August 2025, and regulators in a growing number of states are nudging everyone else the same way.
A few licensed online casinos that accept credit cards are still around, and most sweepstakes-style sites will still sell you a coin pack with Visa or Mastercard. Below is who takes what, what your bank may do about it, and easier ways to fund an account.
Online Casinos That Accept Credit Cards Right Now
| Casino | Type | Welcome Offer |
|---|---|---|
| BetRivers Casino | Real money | $500 Cashback + 500 Free Spins |
| McLuck | Sweepstakes | 120,000 GC + 60 Free SC + Chance to Win 500 Free SC |
| WOW Vegas | Sweepstakes | 1.5 Million WOW Coins + 30 Free SC |
| Mega Bonanza | Sweepstakes | 7,500 Gold Coins + 2.5 Free SC |
Whether a card works depends on your state and sometimes on your bank, so peek at the cashier before you plan around it. Real money casinos are 21+ in most states, and sweepstakes age limits vary.
The Big Names That Dropped Credit Cards
If you came looking for DraftKings or FanDuel, the short answer is that neither takes credit cards anymore. Here is how it played out, based on a Gambling.com roundup of operator banking pages:
| Operator | Credit Card Status |
|---|---|
| DraftKings and Golden Nugget | Dropped nationwide from August 25, 2025, weeks after a $450,000 Massachusetts fine |
| FanDuel | Dropped from March 2, 2026 |
| BetMGM | Dropped in March 2026 (some listings still show cards, so check the cashier) |
| bet365 and Caesars | Dropped in April 2026, including Harrah’s and Horseshoe |
| Hard Rock Bet | Phased rollout finished the week of July 29, 2026 |
| Fanatics | Reported as never having allowed them |
That same report had Borgata, PartyCasino, betOcean, BetRivers and a partial setup at Bally still taking cards as of early August. Banking pages change fast, so treat any list, ours included, as a starting point and confirm in the cashier.
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Which Credit Cards Do Casinos Accept?
- Visa: The most widely accepted card, and the one most sweepstakes-style casinos list first.
- Mastercard: Accepted almost everywhere Visa is, though issuer blocks hit it just as often.
- Discover: Rare, but Borgata is reported to take it.
- American Express: The hardest to use. Bally is reported to accept it while limiting Visa and Mastercard to debit.
Why Casinos and Regulators Are Walking Away From Credit
Operators say credit lets people bet money they do not have, and regulators have run with that argument. In February 2026, Senator Elizabeth Warren wrote to 11 operators about credit card betting deposits, pointing out that banks often count them as cash advances.
That usually means a fee of the greater of $10 or 3 to 5 percent, with interest running from day one.
States are moving too. Gambling.com reports that Massachusetts, Iowa and Tennessee already ban credit cards for online betting, with more restrictions added in 2026. In Ohio, the Casino Control Commission has proposed pulling credit cards from accepted sports betting deposit methods under rule 3775-16-03.
It still has to clear the state’s review process, and so far the coverage is about sports betting only. If you play there, our Ohio online casinos guide has the current picture.
Credit Card Casino Reviews: What Each One Offers
BetRivers Casino
BetRivers is the clearest real money pick still taking Visa and Mastercard, and some listings add Discover and Amex. Deposits start at $10, and you will usually get paid faster through another method than back to the card. If you are comparing speed, the fast withdrawal casino roundup shows how it stacks up.
Standout: One of the few licensed names where a plain credit card deposit still works, with a cashback-style welcome offer.
McLuck
McLuck takes Visa on coin packs from $1.99, so it is an easy place to find out whether your card goes through. Redemptions skip the card and go by bank transfer or gift card, from $75 and $10. Check the current offer terms before you buy, since coin pack deals change often.
Standout: The lowest gift card redemption minimum in this group, at $10.
WOW Vegas
WOW Vegas takes Visa from $0.99, the cheapest card purchase here, so a blocked charge costs you almost nothing to discover. Cash redemptions go through Trustly or Skrill from $100, and gift cards start at $25. If cheap entry is your priority, our $5 deposit casinos guide has more options.
Standout: A $0.99 card purchase, the lowest entry point here.
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Mega Bonanza
Mega Bonanza takes Visa from $1.99 and pays out by bank transfer from $75 or gift card from $10. A good fit if you want to try a card purchase and a gift card redemption in one account. For more gift card options, see our guide to online casinos that accept gift cards.
Standout: A mid-priced card entry with both cash and gift card redemption.
Other Real Money Casinos That Still List Cards
Borgata, PartyCasino, betOcean and Bally have been reported as accepting cards as of August 2026, though Bally appears to be partial. We do not have links for those four today, so confirm availability in your state at the operator before you register.
How to Deposit at a Credit Card Casino
- Register and verify your identity, since most cashiers lock until you do.
- Open the cashier and choose the card option.
- Enter the card number, expiry date and security code.
- Pick an amount, keeping an eye on any minimum that applies to the welcome offer.
- Confirm the charge, then check whether the deposit posts in seconds.
If it fails, the cause is usually your bank, not the casino. Try a debit card, or call the number on the back of your card.
Credit Card Casino Withdrawals
Credit cards are mostly a one-way street. Most casinos will not send winnings back to one, so plan on a different route. Gambling.com’s speed tiers put PayPal and Venmo under an hour, debit cards and Trustly within a day, ACH and online banking at one to three business days, and checks the slowest. Our PayPal casino page and Venmo casino page cover the fast routes, and the best payout casinos list ranks operators by how quickly they actually pay.
| Casino | Cash Redemption | Gift Cards |
|---|---|---|
| McLuck | Bank transfer, from $75 | From $10 |
| WOW Vegas | Trustly or Skrill, from $100 | From $25 |
| Mega Bonanza | Bank transfer, from $75 | From $10 |
Pros and Cons of Paying With a Credit Card
| Pros | Cons |
|---|---|
| Deposits usually post in seconds | Banks often treat gambling as a cash advance |
| Charge disputes are possible for fraud | Cash advance interest starts right away |
| Most sweepstakes sites accept Visa and Mastercard | Issuers sometimes block gaming transactions outright |
| Easy to try a small test purchase | Few real money casinos still take cards |
| Familiar and widely understood | Credit makes it easier to spend money you do not have |
Are Credit Card Casinos Safe?
Stick to licensed operators and well-known sweepstakes names, and look over your statement after the first deposit. Turn on transaction alerts with your issuer, skip saving card details on sites you rarely use, and report any charge you do not recognize right away. Our guide to the most trusted online casinos is a good place to check a name before you hand over card details.
Credit Card Alternatives for Casino Deposits
Debit cards, ACH and online banking avoid the cash advance problem and are more widely accepted for cashing out. PayPal, Venmo, Apple Pay and Google Pay add a layer between your card and the casino. Prepaid options exist but can trigger their own fees if you fund them with credit. For a low-cost start, our $2 deposit casinos and no deposit bonus casinos let you try a site before putting any card on file.
Credit Card Casino FAQs
Can you use a credit card at an online casino?
Yes, at some. Several licensed real money casinos and most sweepstakes-style online casinos still accept Visa and Mastercard, but the big national brands have dropped them.
Which casinos accept credit cards in 2026?
BetRivers, Borgata, PartyCasino and betOcean have been reported as accepting cards, along with sweepstakes sites such as McLuck, WOW Vegas and Mega Bonanza for coin purchases. Always confirm in the cashier.
Does DraftKings accept credit cards?
No. DraftKings dropped credit card deposits nationwide on August 25, 2025.
Does FanDuel accept credit cards?
No. FanDuel stopped accepting them on March 2, 2026.
Does my bank treat a casino deposit as a cash advance?
Often, yes. That brings a fee of the greater of $10 or 3 to 5 percent and interest from day one, so check your cardholder agreement.
Why was my credit card declined at a casino?
Some issuers block gambling transactions entirely. Try a debit card, or call your bank to ask if gaming charges are allowed.
Are credit card casinos legal?
The casinos listed here are licensed or operate under sweepstakes rules, but credit card rules vary by state and are tightening. Massachusetts, Iowa and Tennessee already restrict cards for online betting.
Responsible Gambling
You must be 18+ (or the legal age in your jurisdiction) to gamble. Betting isn’t legal everywhere, it’s your responsibility to check the laws where you live. If gambling stops being fun, help is available: National Council on Problem Gambling: 1-800-GAMBLER ncpgambling.org/help-treatment/
Editorial & Affiliate Disclosure
Our recommendations are chosen independently by our editorial team. Some articles may include paid partnerships, but this never influences our reviews or advice. We may earn a commission if you sign up through links on this site, this doesn’t affect the price you pay.
Risk Warning
Gambling carries real financial risk. Only bet what you can afford to lose. Odds and promotions change frequently, and past results don’t predict future outcomes. We work hard to keep our information accurate, but mistakes can happen, always double-check odds and terms directly with the operator before betting. Nothing on this site is professional or financial advice, and nothing here should be taken as encouragement to gamble. We’re not liable for losses resulting from bets placed using information found on this site.
