Compare real money online casino payment methods: debit cards, PayPal, Apple Pay, Skrill, Cash App, ACH and Play+, with minimums and payout speeds.
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Players at real money online casinos have myriad options to make deposits and withdrawals. Safe, secure, and quick banking is one of the main reasons we recommend only playing at legal and licensed online casinos, and our list of the most trusted online casinos is a good place to start.
Transaction times vary depending on the method you choose, but your funds are always secure. Here’s a look at the different payment methods available to players after they’re registered at the top real money online casinos and are ready to deposit funds or withdraw winnings.
Casino Payment Methods at a Glance
| Method | Typical Minimum Deposit | Deposit Speed | Withdrawal Speed |
|---|---|---|---|
| 💳 Debit card | $10 | Immediate | Hours |
| 💳 Credit card | $5 to $10 | Immediate | Often not available |
| 🅿️ PayPal | $5 to $10 | Immediate | 1 to 2 business days |
| 🍎 Apple Pay | Varies by operator | Immediate | 1 business day |
| 💸 Skrill | $10 | Instant | 1 to 2 business days |
| 📱 Cash App | Varies by operator | Immediate | Hours to 2 business days |
| 🤖 Google Pay | $5 to $10 | Immediate | Pretty quick |
| 🏦 ACH/online banking | Varies by operator | Fastest | Fastest |
| 🎟️ Play+ | $5 to $10 | Immediate | Within 24 hours |
Debit Card Casinos
Debit cards are the most commonly used bank transaction at real money online casinos. The minimum deposit required is typically $10. It varies by operator, but Visa, Discover, MasterCard, and American Express are generally accepted.
What’s nice about using debit cards is that deposits are made available immediately, while withdrawals typically hit checking accounts in hours instead of days. If payout speed is your priority, see our best payout casinos.
Credit Card Casinos
It’s becoming more difficult for players to use credit cards to fund their online casino gaming, with many states specifically outlawing the method and big names like DraftKings and FanDuel dropping it altogether. In places where players can still use their credit cards, minimum deposits range from $5 to $10. Players often cannot withdraw funds using a credit card.
There may also be fees attached with using credit cards as some institutions consider it a cash advance, so make sure you know what’s attached to the terms and conditions of using this method before moving forward. Credit cards often cannot be used to fund accounts to earn welcome bonuses, either. For the few sites that still take cards, see our credit card casinos rundown.
PayPal Casinos
PayPal is the country’s largest e-wallet and is a popular method for users to make deposits and withdrawals at online casinos.
Players will need a verified PayPal account with information matching their credentials at the online casino they’re using. Minimum deposits range from $5 to $10, and you can fund your account using cash in your PayPal account or with linked cards.
Withdrawals to PayPal typically take a business day or two to process. Some states like Connecticut have restricted PayPal as a banking method. See which sites take it in our PayPal casinos guide.
Apple Pay Casinos
Players who take their online casinos with them on the go will enjoy using Apple Pay as a banking method. Players using their Apple devices can sync their Apple Pay to the online casino, making deposits using cash in their account or with any linked card using Face ID or Touch ID.
Typical processing time for withdrawals using Apple Pay is one business day. Mobile players can compare their options in our best casino apps ranked.
Skrill Casinos
Skrill is another popular e-wallet that many players use to fund their online casino accounts. Deposit minimums at most online casinos are $10, with players needing to have an active Skrill account and either cash in their account or a linked card attached to it.
Deposits are made available instantly, while withdrawals can take 1-2 business days.
Cash App Casinos
Cash App works similarly to debit cards, with players using the app to supply funds to their online casino account. Funds are made available to play with immediately, while withdrawal times can vary from hours to two business days.
This is a great alternative route to make deposits if you don’t want to share your personal banking information with an online casino, though it’s less widely accepted than traditional debit cards. Another app-based option is Venmo, which we cover in our Venmo online casinos guide.
Google Pay Casinos
Android users will be able to fund their accounts at real money online casinos using Google Pay. Minimums range from $5 to $10, with players able to use money directly in their Google Pay account or by using a synced card. Funds can be used right away, while withdrawals are also pretty quick. It’s great for mobile players looking to do their banking through an online casino’s mobile betting app.
ACH/Online Banking Casinos
The most direct way to fund your accounts at online casinos is through online banking, where users sync their bank accounts to make deposits and withdrawals.
It cuts out all third parties and lets you make deposits and withdrawals straight from your accounts. It’s the fastest method for both deposits and withdrawals, and your personal information is safe and secure. Our fast withdrawal casino sites page shows which operators pay out quickest.
Play+ Online Casinos
Play+ allows users to make deposits using a prepaid card at select US online casinos. Minimum deposits range from $5 to $10 depending on the operator, with deposits made available immediately and withdrawals hitting accounts within 24 hours.
Players can move their withdrawals to bank accounts or use the card to withdraw from an ATM. If you want to keep your starting deposit small, take a look at our $5 deposit casinos.
Real Money Casino Payment Methods FAQs
What is the most common payment method at real money online casinos?
Debit cards. They are the most commonly used bank transaction, with a typical $10 minimum deposit.
Can I use Apple Pay and Google Pay at online casinos?
Yes. Apple Pay works on Apple devices with Face ID or Touch ID, and Google Pay works for Android users, with minimums of $5 to $10 for Google Pay.
What is Play+?
A prepaid card accepted at select US online casinos. Deposits are immediate and withdrawals typically arrive within 24 hours.
Are my funds safe when I use these payment methods?
At legal, licensed online casinos your funds are secure, although transaction times vary by method.
Responsible Gambling
You must be 18+ (or the legal age in your jurisdiction) to gamble. Betting isn’t legal everywhere, it’s your responsibility to check the laws where you live. If gambling stops being fun, help is available: National Council on Problem Gambling: 1-800-GAMBLER ncpgambling.org/help-treatment/
Editorial & Affiliate Disclosure
Our recommendations are chosen independently by our editorial team. Some articles may include paid partnerships, but this never influences our reviews or advice. We may earn a commission if you sign up through links on this site, this doesn’t affect the price you pay.
Risk Warning
Gambling carries real financial risk. Only bet what you can afford to lose. Odds and promotions change frequently, and past results don’t predict future outcomes. We work hard to keep our information accurate, but mistakes can happen, always double-check odds and terms directly with the operator before betting. Nothing on this site is professional or financial advice, and nothing here should be taken as encouragement to gamble. We’re not liable for losses resulting from bets placed using information found on this site.
